Its location on this page may change next time you visit. I have used CITI, Discover, Chase and Bank of America. There's only one HSBC secured card, the Secured MasterCard, but you can no longer apply for it. For more information about reviews on ConsumerAffairs.com please visit our If you wish to increase or decrease your credit limit, HSBC says you can request to do so through online banking, by phone or in person at a HSBC branch. You can compare the latest credit cards from HSBC below. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. The best HSBC credit card signup bonus belongs to the Premier World Elite Mastercard Credit Card. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. HSBC credit cards are best for people with good or excellent credit – a credit score of 700 or higher. Enter your cell phone number and we’ll send you a link to install the WalletHub app. Travel benefits: Unlimited Boingo Wi-Fi access, MasterRentalTM Coverage, Lost or damaged baggage coverage, Hotel/Motel burglary coverage, Trip Cancellation Insurance and $1 Million Travel Accident Insurance. How do I know I can trust these reviews about HSBC? The HSBC credit card offers available right now have $0 foreign transaction fees and annual fees ranging from $0 to $395, and most give at least 1 point per $1 spent on purchases. Before submitting an application, always verify all terms and conditions with the offering institution. How ridiculous. When you go to the website to pay, the system looks like its from 1999. Some HSBC cards give extra points for different categories of spending, such as travel or dining, while others give a flat rate for all purchases. You may not be eligible for one of HSBC’s credit cards, but there are still plenty of offers from other issuers. You could also tweet your inquiries, their Twitter handle is @HSBC_US. But you’ve got the knowledgeable WalletHub community on your side. Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and MasterRental® Coverage. After that, you’ll enjoy everyday spending earnings of 1.5% cash back. I was able to iMessage banking support, and it was fast and efficient, so it seems some things they have going right, but this website needs to be overhauled, and it's long, long, long overdue. You can apply for this card with fair (640+) credit or limited credit history. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. And HSBC is just as guilty as Bluehost, in my opinion, for allowing this to happen. DO NOT BANK WITH THIS HORRIBLY RUN COMPANY. Why doesn’t HSBC have a bigger share of the U.S. credit card market? Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. . Redeem Rewards Program Points for popular gift cards, merchandise, travel and cash back. If you choose this method of contact, remember not to disclose any personal information! If you’re paying with a non-HSBC account, click “My Account” and then “Payments.” From there, click “Make a Payment,” and choose the amount you’d like to pay along with which bank account you want to pay from. $50 Statement Credits for rides with Uber and Lyft, and $85 TSA Precheck® credit every five years to reimburse the application fee. This is our review of the HSBC Premier World Elite Mastercard credit card. But even though HSBC won’t let you check whether you pre-qualify, you can still take similar steps to determine whether applying is a good idea. Please allow seven to ten working days for the processing of completed credit limit review forms and documents. We’ll start sending you the news you need delivered straight to you. Other than that, if that's not enough to steer you clear from this horrendous company as it is. Unfortunately, that’s hard to estimate because HSBC doesn’t disclosure its cards’ minimum credit limits. It has no rewards, and the benefits are very basic. Here’s how to (pre) qualify for an HSBC credit card: You can check your latest credit score for free on WalletHub. Save your time and look elsewhere. Bank elsewhere and forget about his so call bank with their antiquated website. HSBC didn’t have impressive scores in J.D. Use your Credit Card and experience Instacart Express free for two months. I had a concern about fraud. Now I’m being charged the double amount because of the late fee. Expert review. WRITE A REVIEW ★☆☆☆☆ 1.4 / 5. HSBC is a British banking company, although it is one of the most multinational brands on the planet. Other Benefits of HSBC Cashback Credit Card. Check out their commentary below. The HSBC Premier World Mastercard offers a good middle ground between points-earning potential and annual fees. Receive up to $12 per month cashback on your Spotify subscription fee for 3 months, plus up to 30% cashback on your next DoorDash order. So barely meeting a card’s minimum requirements may not cut it. HOURS spent on hold. I’ve been asked to review the HSBC Credit cards for couple of years now but i had always postponed it as i thought HSBC would go out of business. As our new 2021 review shows,, the HSBC Premier Mastercard credit card is the UK's most generous free Visa or Mastercard for earning Avios points. This is … Terrible management in HSBC credit card departmen . DO NOT USE!! This HSBC Credit Card review will reveal the best credit cards available from this bank. Earn 50,000 Rewards Program Bonus Points (worth $750 in air travel), after spending $4,000 or more in the first 3 months. HSBC is charging me thousands of $$ plus fees for a balance transfer that was not made! A fraudulent credit card that was issued under my name by somebody else remains "open" status on Equifax after 2.5 years!! A monthly maintenance fee of $50 will be incurred if minimum balance requirements ($75,000 in combined U.S. personal deposit and investment balances) are not maintained. It is, as far as I could tell, nearly impossible. Comparing hsbc credit cards can be tough. This review relates to HSBC business banking. If I could give a lower score I would. More specifically, HSBC Gold is an upper-echelon 0% credit card , offering a 18-month interest-free intro period that applies to new purchases and balance transfers alike. The HSBC Gold Mastercard® Credit Card is a solid balance transfer card, though it lacks the welcome bonus or rewards program of cards like the Amex EveryDay® Credit Card * … In short, there’s no way to tell if you pre-qualify for an HSBC credit card. Now through March 31, 2021. I operate a number of other utilities and cards and all a near perfect. Travel Benefits: MasterRental Coverage, Mastercard Airport Concierge and $1 Million Travel Accident Insurance. And yet I am still being forced to pay for a service I've never received by both parties involved. If you want to learn about the best secured cards you can apply for, click here. Have your HSBC card around so you can easily input your credit card number when prompted by the automated system. There are no HSBC credit cards for people with fair, limited or bad credit at the moment. You can't pay your bill from their app. To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship. HSBC has the worst customer service and they operate like it's 1999. The HSBC Premier Credit Card earns HSBC Rewards Points or Qantas Points, while providing some very handy extras, such as Instant Savings, LoungeKey access and insurance covers. If you get a new phone you need to call support and give your first born child to reauthenticate your new phone. Also this bank is involved with many frauds which also have lead many other people to switch banks and also put this bank out of business. *The Annual Fee for the credit card is $395 plus $65 for each authorized user; the Annual Fee is waived ($0) for customers with a qualifying U.S. HSBC Jade or Private Bank relationship. The only exception is the HSBC Cash Rewards Mastercard Student Account. If you’re paying with an HSBC checking or savings account, click “Move Money” to make a credit card payment. Travel purchases – including plane tickets, hotels, car rentals, and more – give 2 points per $1 spent. They sent me a letter 2 weeks ago saying that the money and fees were returned to my HSBC credit card. To make an HSBC credit card payment over the phone, call the number on the back of your credit card. it’s less than good, you will need to consider credit cards from other issuers. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. You can review our list of the best travel credit cards for what we think are better options. The HSBC Premier World Mastercard is best suited to those with a substantial relationship with HSBC who want a free credit card that allows them … Hsbc Visa Platinum credit card is available 24/7, and I have never experienced such a fiscal... Offer a sign-up bonus, either in the app on your HSBC credit card by seeing how well you your! All financial Services companies or products respecting our content is intended to gauge your of! Made in another country, or through your HSBC credit card reviews can help you find! 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